This service located at "" is a website owned and operated by Initial Spark Consulting Limited. This website is intended to provide information that might be of interest to users. The contents of this website, including but not limited to the text and images herein and their arrangements, unless otherwise noted, are the copyrighted material of Initial Spark Consulting. Copyright © 2011-2012 Initial Spark Consulting Limited. All rights reserved. All Trademarks referred to are the property of their respective owners.

Your access to and use of the website is subject to the following Terms and Conditions and all applicable laws. By accessing and browsing the website, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that other agreements between you and Initial Spark Consulting Limited are superseded and are of no force or effect.

Use of the website

You should assume that everything you see or read on the website is copyrighted and may not be used except as provided in these Terms and Conditions, the text on the website or with the prior written permission, of Initial Spark Consulting Limited.

Professional Services and Advice

In accessing this service, no client, advisory, fiduciary or professional relationship is implicated or established and neither Initial Spark Consulting nor any other person is, in connection with this website, engaged in rendering auditing, accounting, tax, legal, advisory, consulting or other professional services or advice.

Liability and Warranties

The material included in this website has been compiled from a variety of sources and the website may include technical inaccuracies or typographical errors. Everything on the website is provided to you "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement.

Initial Spark Consulting Limited does not warrant that this website, various services provided through this website, and any information, software or other material downloaded from this website, will be uninterrupted, error-free, or free of viruses or other harmful components.

Initial Spark Consulting Limited makes no warranties or representations as to the accuracy of the website. Initial Spark Consulting Limited assumes no liability or responsibility for any errors or omissions in the content of the website. Initial Spark Consulting Limited uses all reasonable effort to ensure the accuracy of the website but reserves the right to change in its sole discretion the website, in any way and/or at any time, without notice.

Initial Spark Consulting shall not be liable for any special, incidental, or consequential damages, including without limitation, any lost revenues, lost profits, or third party claims resulting from the use or misuse herein, even if Initial Spark Consulting Limited has been advised of the possibility of such damages or for any claim by another party.

External Website Links

Links on this website may lead to servers maintained by individuals or organizations other than Initial Spark Consulting Limited. Initial Spark Consulting Limited has no control and makes no warranties or representations as to the accuracy, timeliness, suitability or any other aspect of the information located on such servers, and neither monitors nor endorses such servers or content.

Submission of Personal Information

Please refer to the Initial Spark Consulting Privacy Policy.


Images of people or places displayed on the website are either the property of, or used with permission by, Initial Spark Consulting Limited. Your use of these images is strictly prohibited unless specifically permitted by these Terms and Conditions, specific permission provided elsewhere on the website or you write directly to and obtain permission from Initial Spark Consulting Limited. Please contact "" for permission.

Trademarks & Logos

Initial Spark™, and the Initial Spark Consulting Limited logo are Trademarks or registered Trademarks of Initial Spark Consulting Limited. All other Trademarks and logos or registered Trademarks and logos found on the website or mentioned herein belong to their respective owners. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the website without the written permission of Initial Spark Consulting Limited or such third party that owns the Trademarks displayed on this website. Initial Spark Consulting Limited will enforce its intellectual property rights to the fullest extent permitted by law.

Revisions Clause

Initial Spark Consulting Limited may at any time revise these Terms and Conditions by updating this posting. You are bound by the most current Terms and Conditions every time you visit this website, therefore you should periodically review these Terms and Conditions to which you are bound.

Law and Jurisdiction

The contents of this website are governed by the laws of England, and any claims rising directly or indirectly out of any materials contained on this website are subject to these same laws.